Job Category: Team Leader Mortgage Desk (Service Solutions)
Job Type: Full Time
Job Location: Mumbai
Company Name: Kotak Mahindra Bank
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Company-: Kotak Mahindra Bank
Position :- Team Leader Mortgage Desk (Service Solutions)
Location:- Mumbai
Job Description:-
| Department | Mortgage Desk, Service Solutions (Wholesale Banking) |
| Location | Mumbai |
| No. of position | One |
| Reporting To | Head |
| Position Grade Range | M-5/M-6 |
| Indicative CTC Range | To be discussed |
Job Role:
| Portfolio | Handling Team of SESO who in turn handles clients in Wholesale Banking including SME as a Mortgage Desk Service RM |
| Particulars | 1. Handling TSR for new clients; TSR for new properties of existing clients; Interim TSR for existing cases; 2. Handling Valuation for new clients; Valuation for new properties of existing clients; 3. Handling Revaluation of existing properties; 4. Ensuring vetting of TSR and Valuation reports as per extant process. 5. Ensuring vendor bill payments liaising with Payment Desk. |
| Documentation | 1. Preparing & Reviewing the draft mortgage documents and provide the drafts liaising with legal wherever applicable 2. Interact with clients and negotiate if need be on the format of documents, refer to legal / approvers with appropriate justification on the changes suggested 3. Get the documents executed from the clients. |
| Verification | Verification of Constitutional documents (MOA, Partnership Deed, etc.), Authorizations (BR, Partnership, Letters, etc.) for creating security, execution of documents and scrutiny of executed documents to ensure proper execution. |
| ROC / SRO compliances | Arrange filing of necessary forms with ROC and complying requirements pertaining to registration /notification of mortgage as applicable. |
| Tracking of deferral | Tracking deferrals and ensuring that all deferrals are closed within timelines. |
| Custodian | Ensuring proper care and safety of documents held in FRFC and complying with the laid down process / procedure for safe keeping of documents |
| Document Tracking | Tracking of documents for receipt; deferral; expiry etc. |
| Liaison | With clients, Relationship team, Legal; Credit; Technical Team, CAD; Operations etc for timely and smooth execution of deliverables and resolution of issues |
Job Requirement:
| Years of experience | 8-12 years of relevant experience |
| Qualification | CS / LLB /M.Com/MBA |
| Functional skill set | Excellent understanding of loan documentation, mortgage creation, title documents, various types of property and laws, etc. Eye for detail, ability to co-relate, approachable and pro-active Strong inter-personal, communication (written& oral)& presentation skills Hands on knowledgeon MS Office – Word, Excel & Power point Team spirit & collaboration |
For Management 2000 Placements & Recruitments Pvt., Ltd.,
Seema Kakra
Business Consulting Partner
Contact:+91 7878551502
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