Job Category: RM-( Wholesale Banking)
Job Type: Full Time
Job Location: ahmedabad
Company Name: One of the Leading Bank
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Company :- One of the Leading Bank
Position :- RM-( Wholesale Banking)
Location:- Ahmedabad
Grade-SVP
JOB Description
| SECTION I: ROLE SUMMARY |
| The role holder is responsible for acquiring and providing support to the clients by offering them entire suite of bank products. |
| SECTION II: KEY RESPONSIBILITIES/ ACCOUNTABILITIES | |
| Core Responsibilities | Revenue Generation ▪ Achieve Banks objective in terms of earnings, assets, liabilities, credit quality etc. as per agreed budgets / targets from client relationship across all product groups Relationship Management ▪ Seek and acquire new client relationships by understanding the customers financial needs and provide suitable solutions in terms of providing bank products and services ▪ Manage the client relationships by handling activities ranging from identifying clients financial needs, advising, structuring the deal, preparing the terms and conditions and closing the deal ▪ Assess banking needs and risks for clients and manage client relationships accordingly to optimize risk-reward for the Bank Communication/PR of Bank’s products ▪ Undertakes brand communication initiatives for designated products ▪ Communicates product positioning messaging that differentiates YES Bank’s products in the market Market Research ▪ Illustrates understanding of consumers, competition and current market conditions through primary and secondary research Credit Appraisal ▪ Appraisal of the proposals involving detailed analysis of Income Statement, Balance Sheet, Financial Ratios, Cash Flows, Management Risk, Industry Risk, Economic conditions Documentation and Compliance ▪ To maintain high quality standards of documentation, client communication, process compliance, ongoing |
| People Management Responsibilities | Defines performance goals at the start of the year in discussion with the reporting manager and ensures that the goals are monitored and achieved during the course of the year. ▪ Takes ownership of his/her own learning agenda by identifying development needs in consultation with the reporting manager and working towards bridging the gaps through various means which go beyond just training. ▪ Understands the competencies relevant to his/her role, and works towards displaying as well as developing these effectively. ▪ Keeps abreast of relevant professional/industry developments, new techniques and current issues through continued education and professional networks. |
| Risk and Internal Control Responsibilities | Follows risk policy and processes to mitigate the operational, regulatory, financial, informational, reputational and audit risks as instructed by departmental manager. ▪ Executes the established internal control systems and compiles the relevant information for departmental audits, as necessary. |